Legacy Planning

CHARITABLE GIFTING

Donors who wish to leverage their cash donations to charity can use life insurance to accomplish their goals. By either gifting a policy outright or naming a charity as a beneficiary, they can provide the charity of their choice with a large sum of money and provide a lasting legacy for a cause they believe in.

FINAL EXPENSE

At the time of your death, final expense insurance can save your loved ones money, stress, and further heartache. With the soaring average cost of funerals and burial, Tri-State Legacy Group specializes in final expense planning, which can ease the burden of unpredictable costs associated with death. Unlike the high premium, most life insurance policies contain, final expense insurance is intended solely to take care of the cost of a person’s final arrangements, ranging from $5,000 to $50,000. Due to the nature of final expense insurance policies, they can be underwritten without the submission of a medical exam.

Take time to discuss with your loved ones the type of arrangements that you would like to honor your life. Consultation with a funeral home about the funeral’s cost including the funeral service, flowers, catering, a casket, a burial plot and headstone and any paid funeral procession arrangements such as police escorts are suggested.

SPECIAL NEEDS PLANNING

Life insurance can be crucial when considering the long term care needs of a child with special needs after their parent has passed. For more on this subject, please contact us, we will be happy to help you in understanding this process.

BENEFITS TO HAVING A LEGACY PLAN IN PLACE

Financial coverage for funeral and burial arrangements

Defense against unexpected costs associated with death

Ensure the ones you leave behind are provided for.

Ensured protection without the submission of a medical exam. Create a legacy that can’t be outlived.